Richmond Uninsured Motorist Attorney
Car accidents are an upsetting time in any person’s life. Not only do they involve the hassle of dealing with car damage, but they could also result in devastating injuries to you or your family members.
Discovering that the person who was responsible for the accident is uninsured can be one of the worst feelings. However, you are not without recourse in this situation. A dedicated Richmond uninsured motorist lawyer at Christina Pendleton & Associates is here to help.
Why Can Motorists Avoid Insurance in Virginia?
Many states impose fines and penalties on drivers found to be on the roadways without insurance. However, the state of Virginia allows motor vehicle owners to register an uninsured motor vehicle, although it requires them to pay a fee of $500 to the Department of Motor Vehicles.
The uninsured driver will remain personally liable for all expenses involved in an accident.
However, rather than guarantee that drivers will exercise caution while on the roadways, this insurance loophole does not prevent drivers acting negligently while on the roadways of the state.
The resulting damage after a car accident often leads to thousands of dollars of expenses, much of which drivers cannot afford on their own without the help of insurance companies to foot the bills.
Uninsured Motorist Recovery Actions
In instances where the driver does not carry insurance, you will need to bring a claim for damages directly against the negligent driver. Since most drivers cannot afford to pay a lump sum payment, the court may require the uninsured driver to make payments over time.
Other settlements may require the driver to put up some form of collateral to cover the injuries you received as a result of their negligent actions. A knowledgeable Richmond car accident lawyer will be able to advise you throughout the process to help you get the most money under the circumstances.
As the victim of any car accident (regardless of the insurance situation), you are entitled to bring a claim against the responsible party for the following:
- Medical expenses
- Rehabilitation expenses
- Lost wages
- Future earnings
- Pain and suffering
- Emotional distress
- Vehicle damage
While it is true that insurance companies have “deep pockets,” many uninsured motorists are equally able to cover the costs of damage that they cause to an unsuspecting car accident victim. We will do the financial investigation necessary to recover your compensation.
What if They Refuse to Pay?
In an honest world, people would always pay their debts, especially court-ordered ones. Unfortunately, not everyone is honest. However, there are strong legal mechanisms in place to force people to pay up, one way or another.
Your uninsured motorist attorney in Richmond can help you pursue these actions should you win your case and the other side refuses to pay. Depending on their assets and financial situation, the court can pursue ways to get the money like:
- Garnishing wages
- Putting a lien on property
- Forcing sale of property
- Reporting the debt to credit agencies
- And more
An uninsured motorist who refuses to pay their liabilities adds insult to injury. We will do our utmost to make deadbeat claimants pay under the law.
What If They Have No Money?
This is the most unfortunate of situations. We cannot squeeze blood from a stone. If they are truly so poor that they cannot pay you then you are likely stuck with the bills, at least in the near term.
However, with a successful judgment against them, you will be able to recover money should their fortunes change. If they later get a job, property, an inheritance, or some other way of money, we can notify the right people about the judgment and make sure you get your lawful share.
Uninsured Motorist Lawyer in Richmond, VA
After an accident, your first thoughts should be on your own health and recovery. The attorneys at Christina Pendleton & Associates will take care of all the worrisome facts of a car accident claim for you, especially a claim that is directly against the driver, rather than an insurance company.
Our lawyers will work carefully with you to ensure that the courts name the uninsured driver liable for any damage their actions caused to you and your vehicle. Contact our office for your free legal consultation with an experienced Richmond uninsured motorist attorney today.