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Richmond Uninsured Motorist Lawyer

Car accidents are an upsetting time in any person’s life – not only do they involve the hassle of dealing with car damage, but they could also result in devastating injuries to you or your family members. Discovering that the person who was responsible for the accident is uninsured can be one of the worst feelings. However, you are not without recourse in this situation. A dedicated Richmond uninsured motorist lawyer at Christina Pendleton & Associates is here to help.

Uninsured Motorists

Many states impose fines and penalties on drivers found to be on the roadways without insurance. However, the state of Virginia allows motor vehicle owners to register an uninsured motor vehicle, although requires them to pay a fee of $500 to the Department of Motor Vehicles. The driver will remain personally liable for all expenses involved in an accident.

However, rather than guarantee that drivers will exercise caution while on the roadways, the availability of drivers to travel without insurance does not prevent drivers acting negligently while on the roadways of the state. Unfortunately, the resulting damage after a car accident often leads to thousands of dollars of expenses, much of which drivers cannot afford on their own without the added inclusion of insurance companies.

Uninsured Motorist Recovery Actions

After any accident, regardless of the state of insurance of the responsible driver, you are entitled to bring an action against the responsible driver for damages sustained in the accident. Insurance companies will often shield the driver from excessive liability, but will not prevent a claim from occurring. It is often advisable not to work with insurance companies since they often attempt to settle claims which will not adequately cover the total amount of damages. You should, however, reach out to a Richmond uninsured motorist attorney who can help you understand your available legal options.

However, in instances where the driver does not carry insurance, you will need to bring a claim for damages directly against the negligent driver. Claim amounts against a single driver may not require a lump-sum payment, but may require the responsible driver to make payments over time. Other settlements may require the driver to put up some form of collateral to cover the extensive injuries which were the result of their negligent actions. A knowledgeable Richmond car accident lawyer will be able to advise you throughout the claim process.

As the victim of any car accident (regardless of the insurance situation), you are entitled to bring a claim against the responsible party for the following:

  • Medical expense
  • Rehabilitation expense
  • Lost wages
  • Future earnings
  • Pain and suffering
  • Emotional distress
  • Vehicle damage

After an accident, your first thoughts should be on your own health and recovery. The attorneys at Christina Pendleton & Associates will take care of all the worrisome facts of a car accident claim for you, especially a claim that is directly against the driver, rather than an insurance company. While it is true that insurance companies have “deep pockets,” many uninsured motorists are equally able to cover the costs of damage that they cause to an unsuspecting car accident victim.

Uninsured Motorist Lawyer in Richmond, VA

If you or a loved one have been injured in an accident caused by an uninsured motorist, do not hesitate to contact the attorneys at Christina Pendleton & Associates, a personal injury law firm in Richmond. Our lawyers will work carefully with you to ensure that the responsible driver is held liable for any damage their actions caused to you and your vehicle. Contact our office for your free legal consultation with an experienced Richmond uninsured motorist attorney today.