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If you’ve been involved in a ridesharing accident in Hampton, Virginia, you may be entitled to compensation for your injuries. Ridesharing apps like Uber and Lyft have become popular ways of getting around, but accidents can still happen. If you’ve been injured in a Hampton ridesharing accident as a passenger, pedestrian, or otherwise, let our attorney assist you.

The Pendleton Law team is comprised of Hampton personal injury lawyers who specialize in representing injured victims of various types of auto accidents. From gathering evidence to negotiating with insurance companies, we will fight for your rights and help you recover the compensation you deserve.

Don’t let a ridesharing accident leave you with financial and emotional burdens. Contact our rideshare accident attorneys today to schedule a free consultation in Hampton, VA, and learn more about how we can help you.

Whose Insurance Will Cover Damages in a Rideshare Accident?

Typically, rideshare companies require their independent contractor drivers to have their liability insurance in place and any minimum liability coverage the state mandates. Uber and Lyft offer three-tiered insurance coverage that varies based on the situation, in addition to the driver’s insurance:

Accident Scenario 1

If the ridesharing app is disabled, the driver’s personal car insurance will be utilized to cover any losses incurred in the event of an accident.

Accident Scenario 2

When the driver has activated their ridesharing app and is accepting requests, both Uber and Lyft rideshare apps offer 50/100/25 liability coverage for any accidents that occur.

This equates to a limit of $50,000 in physical injury liability per victim and $100,000 in total accident liability. There is a $25,000 cap on all claims for property damage. Every state sets its own minimal standards for these laws.

Accident Scenario 3

The driver is either currently with a customer or is en route to pick them up. Both companies in this situation have a $1,000,000 liability policy that might be used in the event of an accident.

Both companies offer uninsured motorist coverage of $1 million.

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How to Proceed After a Rideshare Accident Occurs

If you have been involved in a rideshare accident in Virginia, it’s important to know your legal rights and options.

  1. Calling the police and reporting the occurrence should be your first move following the collision. It’s crucial to have a formal record of the incident, even if your Lyft or Uber driver has already reported the collision.
  2. Make an appointment with a doctor for any injuries you may have acquired after reporting the event. It’s crucial to keep track of your injuries, medical bills, treatment schedules, and other costs associated with your care. Take pictures of any wounds you may have received and any property damage.
  3. Uber and other ridesharing firms may not provide you with reasonable compensation for your injuries and damages since they are primarily focused on safeguarding their own interests. An insurance company may contact you with a minimal settlement offer, but it’s crucial to keep in mind that you have the right to seek just recompense for your losses.
  4. It’s crucial to speak with a qualified attorney who handles rideshare accidents in Hampton, VA, if you have been hurt in a ride-sharing accident in Virginia, so they can guide you through the insurance claims procedure and defend your legal rights.

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Covered Injuries and Compensation Factors in a Rideshare Accident Case

If you have been injured in a rideshare accident, it is important to seek legal representation from experienced personal injury attorneys who can help you navigate the complex legal process and recover compensation for your injuries. 

Rideshare drivers are required to carry insurance coverage for bodily injury, but the amount of coverage varies depending on the situation. As a result, it is important to work with an attorney who can help you understand your legal rights and fight for fair compensation.

Injuries sustained in a rideshare accident can range from minor cuts and bruises to more serious injuries like spinal cord injuries, traumatic brain injuries, internal injuries, and emotional distress

Compensation factors in a rideshare accident case may include medical care, loss of income, loss of enjoyment of life, and punitive damages. It is important to work with an attorney who can help you assess the extent of your injuries and calculate the compensation you are entitled to receive.

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How Virginia’s Rideshare Insurance Laws Benefit Your Accident Claim

Ridesharing businesses in Virginia are required by law to carry insurance policies that provide up to $1 million in damage coverage. Our attorney will make use of the ridesharing service’s insurance and your driver’s coverage to make sure you receive the payment you are entitled to under the law.

Even though people can purchase insurance to cover their losses, insurance adjusters rarely offer appropriate compensation. Our rideshare accident attorneys can assist your Hampton Uber or Lyft accident case in reaching a lawful settlement using the legal ramifications set by the state for rideshare businesses.

Whether you decide to settle or take the responsible party to court, we will support you in both actions.

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Assigning a Liable Party for a Rideshare Accident

Accident victims who were in a collision with a rideshare service in Hampton have two options for seeking restitution:

  • The driver’s own auto insurance policy may be responsible for paying for any damages you incur during the auto accident.
  • The rideshare business will handle your compensation request itself.

Knowing who to sue after an accident is only apparent after the investigation reveals the negligent driver. Who pays for what after an accident heavily depends on the situation’s specifics. A qualified rideshare accident attorney helps conduct an in-depth investigation alongside insurers to advise you on who is providing collision coverage.

In some instances, you may file a claim for compensation against both the ridesharing provider and the defendant driver. These cases may quickly become difficult to manage, necessitating the services of a legal team like those offered by our personal injury law firm.

Find Affordable Rideshare Accident Legal Help Near Hampton, VA

If you’ve been injured in a ridesharing accident, you may be entitled to compensation for your injuries and damages. However, competing with established companies like Uber and Lyft can make the claims process daunting. That’s why it’s important to work with experienced ridesharing accident attorneys near Hampton who can fight for a favorable judgment.

At the Pendleton Law Team, our attorneys have years of experience winning personal injury claims in rideshare cases. We understand the complexities of personal insurance policies and business insurance coverage. From investigating your claim to calculating your compensation and dealing with insurers, we will fight tirelessly for you.

We offer a free examination of your case, which allows us to get started on getting you back on your feet as quickly as possible. If litigation is required to resolve your claim, we are prepared. Contact us today to schedule a free consultation and learn more about how we can help you recover the compensation you deserve.

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