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Did you know that you could access a $1 million insurance policy if you get in an accident with a Lyft vehicle while it’s transporting a passenger? It’s true! However, getting access to that money is tough without the help of a Lyft accident attorney.

If you’ve been in a Lyft accident in Charlottesville, speak with lawyers from Pendleton Law in a free consultation. We can discover if you’re covered by this policy and explain your legal options for compensation after your accident.

Lyft Accidents When You’re a Passenger

If you’re a passenger and get hurt during a Lyft accident, you have the best chance for compensation. As a passenger, it’s extremely unlikely you had any responsibility for your accident, so you do not have to worry about Virginia’s contributory negligence law.

Our Lyft accident attorneys will determine if your driver was legally driving for Lyft at the time and get the insurance information from the other drivers, then negotiate with all liable insurance policies to get you maximum compensation for your injuries.

You will want to hire a lawyer with experience working with Lyft to help you with the process, including reporting the accident to Lyft so they can investigate the accident. Call us for a free consultation about what to do next after your Lyft accident.

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Lyft Accidents When You’re a Third-Party Driver

If you’re a third-party driver and a Lyft driver crashes into you, Lyft’s policy may cover you if the driver had a passenger or was on their way to pick one up. If the driver was on the clock but not picking up a driver, you may be able to access a smaller amount of coverage from Lyft.

You’ll also be able to make a claim against the personal policy of the driver. Rideshare drivers are required to carry their own insurance. However, they may try to deny a claim if that personal policy doesn’t cover rideshare situations.

The good news is that there are policies you can pursue to get compensation, but you’ll need a Lyft accident attorney to prove to insurers that you have a valid claim and who pays first for your situation. Usually, you’ll have to hit the policy limit of the personal insurer of the at-fault driver before you can use Lyft’s policy.

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Lyft Accidents When You’re the Lyft Driver

If you’re the Lyft driver and another car hits you, you’ll first get covered by the responsible driver’s insurance. However, if you are logged into Lyft at the time of your crash, then you’ll be covered by Lyft’s third-party liability insurance policies.

You may also get additional coverage depending on whether you were on your way to pick up a passenger or had a passenger in your vehicle at the time of the crash. There could be up to $1 million in coverage to divide up among all the parties in the accident.

To ensure that you get coverage, after you give a statement to the police you’ll need to tell Lyft about the accident. They will do their own investigation to see what happened. In the meantime, see a doctor for a checkup, even if you feel unharmed. Then, contact Pendleton Law for further advice.

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Figuring Out Who Is At Fault Is Crucial

It’s crucial to know who is at fault for any accident before filing an insurance claim, but especially so for Lyft accident cases. The insurance companies will try to pass the buck amongst themselves and find ways to pay as little as possible.

By having a Charlottesville Lyft accident attorney on your side, you can leave the investigation and the negotiation to us while you recover from your accident. Our lawyers will get to work on your case to prove who is at fault, including:

  • Obtaining police records and eyewitness testimony.
  • Obtaining phone records to see whether the Lyft driver was logged in and what the status of the application was at the time of the crash.
  • Consulting with experts to reconstruct the scene, talk about the prognosis of your injuries, etc.
  • Calculating the current and future expenses related to your injuries, lost wages, and other losses.
  • Using all this evidence to negotiate with the insurance companies and prove your claim is valid and worth the true cost of your injuries.

If they fail to accept responsibility for paying compensation, Pendleton Law is not afraid to take the big insurance companies or Lyft to court over what happened. A car accident can cause a lifetime of disability. You deserve to get the maximum amount under the law.

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What Compensation Could I Receive?

The same things you can receive compensation for in other personal injury cases apply to Lyft accidents. You could receive economic, non-economic, and sometimes punitive damages. These include things like:

  • Present and future medical expenses
  • Lost wages and lost potential income
  • Disability payments, including home renovation costs to accommodate a disability
  • Property damage
  • Pain and suffering
  • Wrongful death damages, if you lost a loved one in an accident

Once we can prove who is liable, calculating the complete cost of damages is the next step your Lyft accident lawyer will take. Insurance companies may try to make you an offer before you speak with a lawyer. Do not take it, agree to anything, or sign anything.

Instead, tell a lawyer with experience in Lyft accidents so you don’t jeopardize your full compensation. Once you take a settlement, you cannot go back to get more money later from the same accident.

A Lawyer for Charlottesville Lyft Accidents Can Help

If you’ve been in a car accident and any driver was working for Lyft at the time of the crash, you need a lawyer with experience in these cases. If you’ve been injured in Charlottesville, the firm to call is Pendleton Law. We’ve helped many rideshare victims get compensation.

For a free consultation and case evaluation, call us to schedule an appointment or contact us by email. You can do so through your website. If you hire us, we will charge you no fees unless you win your case.

The Pendleton Law Team Is Here For You 804-250-5050